Whenever you go to buy a policy for your vehicle have you wondered why each insurance is different from the other? Let us, at Evans Insurance Agency, help you understand the nitty-gritty of auto insurance. For the past 35 years, we have been satisfying the insurance needs of our customers. Our agents have come up with a comprehensive plan which covers accidents, hail damage, common thefts, or even collision. Whether the damages are minor or huge, it can still set your finances back; you might have medical bills and compensations to pay. This is where our car insurance will protect you from financial loss. It is because of our unmatched service and ultimate customer satisfaction that the people of Hurricane, WV, Charleston, WV, Nitro, WV, Putnam County, WV, Kanawha County, WV, and St. Albans, WV choose us.
Below we have mentioned 2 common factors that affect the rate of your auto insurance. Take a look.
Your zip code is very important in deciding the insurance rate for your vehicle. In urban areas, the rates are higher as opposed to the rural areas since the rates of auto accidents are much higher in those congested urban roads. Your rate also depends on the number of cars stolen or damaged in your area. Your insurance agency asks for your zip code to find out this information.
- Driving record
Your behavior on the road has a direct impact on deciding the rate of your insurance policy. Drivers who have had accidents or have received tickets for speeding will have to pay a higher rate than those with a clean driver’s history. For those who have a clean record also qualify for a good/safe driver discounts. But if you have multiple violations then you might be uninsurable under some insurance agencies.
So, if you want to know anything about auto insurance, you can give us a call on 800-439-6442.