Life insurance plays a crucial role in our life as it offers a lump sum advantage, especially to people who are dependent on you financially during your terminal illness or demise. This benefit indeed can be used for covering your family members ongoing living expenditure or any outstanding debt which you may have. It is this payment that will work wonders in maintaining your loved one’s existing way of life and not result in any financial stress. If you need such plans call us at Evans Agency today. We are a licensed and authorized company and the areas that we serve include the different parts of Charleston WV, Hurricane WV and Nitro WV.
A glance at its different types and different benefits
Amid the countless life insurance packages and plans accessible, there are three types where every life insurance plan can actually be categorized as. These include cover life insurance, critical illness insurance and income protection insurance. All these have that same basic purpose that is offer security both to you as well as your closed ones via paying a benefit which will help you in adjusting to the key changes in life like disability, illness, injury or death. Some of the key benefits if investing in a life insurance plan from us include,
- Pay a lump-sum advantage and at times to an amount that is unrestricted
- The benefit payments generally are tax free
- We provide multi-policy discounts, especially if you invest in this cover along with your spouse
- Can be bundled with different other forms of life insurance
- Offer you the flexibility to decrease or increase the policy benefits at later stages
- Advance benefit payment for covering the immediate expenditure after a demise devoid of having to serve the waiting period
- Can be funded through your superannuation
- Complimentary child covers during the death of your child
To know more call us right away. Nitro WV, Hurricane WV, Charleston WV Life Insurance can provide security and peace of mind to you and your loved ones. Contact Bob Evans Agency for details.